About Mortgage Loan in Dubai, UAE

With Payless4Mortgage, your dream home is only a few simple steps away from you. With our expertise in the industry, we make your home loan processing quick and easy, all while making sure that you pay less for your mortgage.

Here’s a brief look at what our services can do for you:

We research several options to provide you with the best mortgage solutions tailored according to your preferences

Along with a quick and hassle-free loan approval process, we also get you maximum benefits from your mortgage. 

Find out the best mortgage options for you and How we can assist better than Direct Banks.


Direct banks

1. Transparent Communication

1. Biased Communication

2. Best Options from Top Lenders in UAE

2. Limited Options from one Bank.

3. Faster Hassle Free Processing.

3. Complicated Process due to lack of assitance.

4. Customer Oriented Services.

4. Bank-Profit Oriented Servicing.

5. Exclusive Offers and Discounts.

5. Standard Bank Process with Little Benefits.

Get Financial Solution Today

Payless4Mortgage brings you the most comprehensive range of property financing solutions for your convenience.

Fresh Purchase

Now purchase any property you desire. We’ll make sure you get the required amount of mortgage at the lowest rates.


We provide tailored mortgage solutions with maximum value and benefits for resale properties as well.

Buyout or Financing

With us, you will get the best options in the UAE for your re-financing and buyout requirements.

Equity Release or Cash Release

We make sure that you get the highest value equity/cash release and customized financing options precise to all your requirements.

Non -Residents

With Payless4Mortgage, non-residents can expect a hassle-free quick approval with minimal paperwork.

Commercial Real Estate Financing

Now expand your business and achieve your goals. We’ll ensure swift and sufficient commercial real estate financing for you.

Get financing solutions for your requirement

Enquire Now

Exclusive Home Loan Features

All loans are not created equal, home loan has become a great option for people to make their dream home a reality.

Salaried & Self Employed

Resident or Expat, salaried or self-employed, we can find the most hassle-free home loan process for you.

Loan with Lowest Interest Rates

We can guarantee that you will get home loans at the lowest interest rates. 

Quick Loan Approval

You can get your pre-approval letter up to 3 times faster when you are with us.

Wide Range Solutions

We go through numerous options before shortlisting the best solutions for you.

Home Loan - Eligibility

Any salaried, self-employed or professional Public and Private companies, Government sector employees is eligible for a Mortgage in UAE as long as he/she can demonstrate their income.


Maximum age of salaried applicant at loan maturity: 65 years and 70 for UAE nationals & Self-Employed Expats.


To be eligible for a mortgage in UAE, you need to have a minimum monthly income of AED 10000

Credit Score

For a mortgage in UAE, a credit score of 700 and above is the best if you want the lowest interest rates.

Frequently Ask Questions

If you have a question that deals with clients, customers or the public in general, there is bound to be a need for the FAQ page.

Surely, yes. The minimum age limit for mortgage eligibility in the UAE is 21. So, at 22, you can surely apply for a home loan.

Yes, if you want to buy a property with your spouse, you can apply jointly, as long as one of the applicants is employed and capable of loan repayment.

Al Etihad Credit Bureau is the UAE Federal Government agency responsible for credit checks. You can easily check your credit score from Al Etihad Credit Bureau official app by paying a small fee for the service.

Start by getting in touch with us. Applying through Payless4Mortgage is the easiest and fastest way of getting mortgage approvals in the UAE.

Get a Quote

With us, you can get access to the best mortgage rates in Dubai. We are one of the leading brokers who offer mortgages to buy your dream house. Our lenders offer expat mortgage loans in Dubai with low-interest rates.

With years of experience, we can offer you not only high quality customer service but also expert advice on your mortgage needs. Our services include a full assessment of your financial situation and a customized mortgage plan that suits your needs. If you’re looking for a broker who knows what they’re doing, then we’re the ones for you!

Now apply for a Home Loan online, All you need to do is provide your details below application form.


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