Yes, non-residents are eligible for a mortgage in UAE, and in fact, we have provided amazing deals to several clients over the course of our experience. According to UAE rules, non-residents need to make a down payment of at least 25% of the total value of the property if the property value is below AED 5 million. And for properties worth more than AED 5 million, the required down payment is up to 35% plus associated purchase costs.
However, we’ll make sure that your non-resident mortgage in Dubai gets approved without any complications.
With attractive mortgage options and a thriving real estate market, securing a Dubai home loan for non-residents has never been easier.
Contact us now, and we’ll be glad to assist you with your Dubai non-resident mortgage request.
Get a Mortgage in Dubai as a Non-Resident
Dubai’s property market is open to international investors, offering competitive mortgages for non-residents in Dubai. Whether you’re buying a vacation home, an investment property, or planning for the future, we help you secure the best financing solutions tailored to your needs.
Why Choose a Mortgage for Non-Residents in Dubai?
✔️ Loan-to-value (LTV) up to 50%-75% for non-residents
✔️ Competitive interest rates & flexible repayment plans
✔️ No UAE residency required to apply
✔️ Hassle-free process with expert guidance
Who Can Apply for a Dubai Mortgage as a Non-Resident?
While eligibility varies slightly between banks, here are the general requirements for non-residents seeking a home loan in Dubai:
✅ Salaried & self-employed individuals
✅ Investors & business owners
✅ International buyers with a stable income
Documents Required for a mortgages in dubai for non residents
To apply for a mortgage, you’ll need to provide the following documents
📌 Passport copy with visa page (if applicable)
📌 Proof of income (salary certificate or business financials)
📌 Bank statements (typically 3-6 months)
📌 Credit report (if required)
📌 Property details & sales agreement
Why Choose Us for Your Dubai Mortgage?
🔹 Expert Mortgage Advisors – We simplify the process and find the best loan options
🔹 Wide Network of Banks – Access the best rates and terms from top lenders
🔹 Hassle-Free Processing – Quick approvals and minimal paperwork