For resident mortgage on a property worth less than AED 5 million, UAE nationals need to make a down payment of at least 15% of the total value, and non-UAE nationals need to make a down payment of at least 20%, along with other purchase-related costs. For property worth more than AED 5 million the down payment rate goes up to 30% and 40% if you are buying your second property. 

Do not worry; Payless4Mortgage can assist you with the entire resident mortgage process, from pre-approval to property finalisation, to mortgage approval, we’ll be there at every step. So, contact us now, and let our experts handle all the complications for you.


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Payless4Mortgage brings you the most comprehensive range of property financing solutions for your convenience.

Fresh Purchase

Now purchase any property you desire. We’ll make sure you get the required amount of mortgage at the lowest rates.


We provide tailored mortgage solutions with maximum value and benefits for resale properties as well.


With us, you will get the best options in the UAE for your re-financing and buyout requirements.

Equity Release

We make sure that you get the highest value equity/cash release and customized financing options precise to all your requirements.

Non Residents

With Payless4Mortgage, non-residents can expect a hassle-free quick approval with minimal paperwork.

Commercial Financing

Now expand your business and achieve your goals. We’ll ensure swift and sufficient commercial real estate financing for you.

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Now apply for a Home Loan online, All you need to do is provide your details below application form.


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